Home Affordability Calculator
Get a quick, realistic idea of the home price and monthly payment that fit your budget. Adjust the sliders to see what changes — no sign-up needed.
💰 Your numbers
Annual household income$85,000
$
Monthly debt payments$450
$
Car loans, credit cards, student loans, etc. (not rent)
Down payment—
$
Loan & Texas details TX DEFAULTS
Pre-filled with today's ~6.5% rate and typical Texas tax & insurance — change any of them.
Interest rate6.5%
Loan term
Property tax
%/yr
Home insurance
$/yr
HOA dues
$/mo
Max debt-to-income36%
You could afford a home around
$0
about $0 per month
/mo$0
With these numbers, monthly debts use up the budget. Let's build a plan together — paying down debt or boosting income opens real options.
Want your real number?
This is an estimate — a lender gives you the exact figure, and I'll help you get there.
"I treat clients like my family"
Rhoda Adames · Realtor® · Board Certified Credit ConsultantRhoda Realty Group · LPT Realty · Lic. #778957 · San Antonio, TX
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